Privacy Policy for Spently
Last updated: August 22, 2026
Spently ("we," "our," or "the App") is built from the ground up with an offline-first, privacy-by-design architecture. We believe your financial data belongs exclusively to you. This Privacy Policy explains how Spently handles sensitive user and device data.
1. Data Collection and Storage
100% On-Device Processing: All data entered into Spently—including transaction details, bank statement PDFs, budgets, categories, and spending goals—is processed and stored locally on your device.
No Remote Servers: We do not host external databases for user tracking, profiling, or transaction storage. Your financial history never leaves your device unless you initiate a local or cloud backup via your own personal accounts.
No Third-Party Data Selling: We do not sell, rent, monetize, or trade your personal or financial data to advertisers, data brokers, or third parties under any circumstances.
2. Permissions and Sensitive Data Handling
Spently only requests device permissions strictly necessary to provide core expense tracking features:
Storage / File Access: Used exclusively when you select and upload bank statements (PDFs) or receipts. Files are parsed locally on-device and are not transmitted elsewhere.
SMS & Notification Access (Optional): Used solely to detect banking transaction alerts and UPI payment notifications for automated expense tracking. Message parsing happens entirely on-device, and message contents are never transmitted off your phone.
Camera Access (Optional): Used exclusively for real-time OCR scanning of paper receipts and bills. Images are processed locally on your phone.
3. Third-Party Services
Spently does not integrate third-party advertising SDKs, behavioural trackers, or external analytics frameworks that profile user financial activity.
4. Data Retention and Deletion
Because your data is stored locally:
You have complete control over your data at all times.
You can permanently erase all stored records by using the Clear Cache & Data option in the app settings or by uninstalling the application from your device.
5. Contact Us
If you have questions or feedback regarding this Privacy Policy, please contact us at:
Email: support@spently.app (replace with your support email)