No MDR Privacy policy

No MDR (package com.chiranth.nomdr) is made for shopkeepers to split large UPI bills into smaller QRs. This policy explains what the app does with your data in plain terms.

1. Your data stays on your phone
Merchant profiles, bill amounts, UPI IDs, payee names and collection history are created and stored only on your device. There is no login, no account, and no server that receives this data. We cannot see, access or recover your bills.

2. What we do not collect
We do not collect your name, phone number, location, contacts, or payment credentials. We do not track you across apps, and we do not use analytics.

3. Advertising
The app shows banner ads from Google AdMob. To serve ads, the AdMob SDK makes network requests and may use your device advertising ID. That is why the app requests the INTERNET and AD_ID permissions.

No merchant name, UPI ID, amount or bill information is ever passed to the ad SDK.

You can control ad personalisation for your device in Android Settings > Privacy > Ads.

4. Permissions used
- INTERNET: only for loading ads.
- AD_ID: only for ads.
The app does not request camera permission. QR scanning uses Google's code scanner, and gallery images are decoded on-device.

5. Backup and deletion
Cloud backup is disabled. If you uninstall the app, its data is deleted. If you change phones, use the CSV export in the Dashboard or Settings to keep a copy beforehand.

6. Children
The app is a business utility for merchants and is not directed at children.

7. Changes to this policy
If this policy changes, the updated version will be published with the app update.

8. Contact
For privacy questions, contact: chiranthvinod96@gmail.com

Disclaimer: No MDR is not affiliated with NPCI, UPI, BHIM or any bank. It is not a payment processor and does not move money.