Privacy Policy for Money Manager
Last Updated: December 5, 2025
Introduction
Money Manager ("we," "our," or "the app") is committed to protecting your privacy. This Privacy Policy explains how we handle your information when you use our personal finance management application.
Information We Collect
Data You Provide
- Transaction Data: Income, expenses, categories, amounts, dates, and descriptions you enter
- Account Information: Account names, balances, and types (Cash, Bank, Card, etc.)
- Budgets: Budget amounts, categories, and tracking preferences
- Savings Goals: Goal names, target amounts, and deadlines
- Categories: Custom expense and income categories
- PIN/Security: Encrypted PIN for app lock (if enabled)
Data We DO NOT Collect
- ❌ Personal identifying information (name, email, phone number)
- ❌ Banking credentials or account numbers
- ❌ Location data
- ❌ Contacts or other device data
- ❌ Analytics or tracking data
How We Store Your Data
Local Storage Only
- All data is stored locally on your device
- We do NOT transmit your data to any servers
- We do NOT have cloud storage or sync
- Your financial data never leaves your device
Data Security
- PIN Protection: Your PIN is hashed using SHA-256 encryption
- Secure Storage: Sensitive data is stored using Android's secure storage mechanisms
- No Third-Party Access: No third-party services have access to your data
How We Use Your Data
Your data is used ONLY for:
- Displaying your financial transactions and balances
- Calculating budgets and tracking spending
- Generating reports and analytics on your device
- Managing recurring transactions
- Tracking savings goals
We do NOT:
- Share your data with anyone
- Sell your data
- Use your data for advertising
- Track your behavior
- Send your data to external servers
Data Backup and Export
Local Backups
- You can create local backups of your data
- Backups are stored on your device or locations you choose
- You control where backups are saved
Data Export
- You can export your data to CSV, PDF, TEXT, HTML format
- Exported files remain under your control
- No data is sent to us during export
Third-Party Services
We Do NOT Use:
- Analytics services (Google Analytics, Firebase Analytics, etc.)
- Advertising networks
- Cloud storage services
- Social media integration
- Payment processors
Android System Services
The app uses standard Android permissions for:
- Storage: To save your financial data locally
- Notifications: To remind you of bills and budget alerts (optional)
- Biometric: For fingerprint/face unlock (optional)
Your Rights
You have complete control over your data:
- Access: View all your data anytime in the app
- Modify: Edit or delete any transaction, account, or budget
- Delete: Uninstall the app to permanently remove all data
- Export: Download your data in portable formats
- Backup: Create backups at any time
Data Retention
- Data is retained on your device until you delete it
- Uninstalling the app removes all data from your device
- We do not retain any data as we do not collect it
Children's Privacy
Money Manager is suitable for all ages. Since we collect no personal information and all data is stored locally, there are no special privacy concerns for children. However, parental guidance is recommended for financial management.
Changes to This Policy
We may update this Privacy Policy occasionally. Changes will be posted in the app and on our listing page. Continued use of the app after changes constitutes acceptance of the new policy.
Data Deletion
To delete all your data:
- Go to Settings > Data Management > Clear All Data, OR
- Uninstall the app from your device
Both methods permanently delete all your financial data.
Contact Us
If you have questions about this Privacy Policy:
Email: hastikmangukiya04@gmail.com
Compliance
This app:
- ✅ Complies with Google Play Store policies
- ✅ Follows privacy-by-design principles
- ✅ Operates offline-first with no data collection
- ✅ Respects user privacy completely
Summary
Money Manager is completely private:
- No data collection
- No tracking
- No cloud storage
- No third-party access
- No ads
- No in-app purchases
- Complete user control
Your financial data is yours alone and stays on your device.
By using Money Manager, you acknowledge that you have read and understood this Privacy Policy.