Money Manager

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Privacy Policy for Money Manager


Last Updated: December 5, 2025

Introduction

Money Manager ("we," "our," or "the app") is committed to protecting your privacy. This Privacy Policy explains how we handle your information when you use our personal finance management application.

Information We Collect

Data You Provide

  • Transaction Data: Income, expenses, categories, amounts, dates, and descriptions you enter
  • Account Information: Account names, balances, and types (Cash, Bank, Card, etc.)
  • Budgets: Budget amounts, categories, and tracking preferences
  • Savings Goals: Goal names, target amounts, and deadlines
  • Categories: Custom expense and income categories
  • PIN/Security: Encrypted PIN for app lock (if enabled)

Data We DO NOT Collect

  • ❌ Personal identifying information (name, email, phone number)
  • ❌ Banking credentials or account numbers
  • ❌ Location data
  • ❌ Contacts or other device data
  • ❌ Analytics or tracking data

How We Store Your Data

Local Storage Only

  • All data is stored locally on your device
  • We do NOT transmit your data to any servers
  • We do NOT have cloud storage or sync
  • Your financial data never leaves your device

Data Security

  • PIN Protection: Your PIN is hashed using SHA-256 encryption
  • Secure Storage: Sensitive data is stored using Android's secure storage mechanisms
  • No Third-Party Access: No third-party services have access to your data

How We Use Your Data

Your data is used ONLY for:

  • Displaying your financial transactions and balances
  • Calculating budgets and tracking spending
  • Generating reports and analytics on your device
  • Managing recurring transactions
  • Tracking savings goals

We do NOT:

  • Share your data with anyone
  • Sell your data
  • Use your data for advertising
  • Track your behavior
  • Send your data to external servers

Data Backup and Export

Local Backups

  • You can create local backups of your data
  • Backups are stored on your device or locations you choose
  • You control where backups are saved

Data Export

  • You can export your data to CSV, PDF, TEXT, HTML format
  • Exported files remain under your control
  • No data is sent to us during export

Third-Party Services

We Do NOT Use:

  • Analytics services (Google Analytics, Firebase Analytics, etc.)
  • Advertising networks
  • Cloud storage services
  • Social media integration
  • Payment processors 

Android System Services

The app uses standard Android permissions for:

  • Storage: To save your financial data locally
  • Notifications: To remind you of bills and budget alerts (optional)
  • Biometric: For fingerprint/face unlock (optional)

Your Rights

You have complete control over your data:

  • Access: View all your data anytime in the app
  • Modify: Edit or delete any transaction, account, or budget
  • Delete: Uninstall the app to permanently remove all data
  • Export: Download your data in portable formats
  • Backup: Create backups at any time

Data Retention

  • Data is retained on your device until you delete it
  • Uninstalling the app removes all data from your device
  • We do not retain any data as we do not collect it

Children's Privacy

Money Manager is suitable for all ages. Since we collect no personal information and all data is stored locally, there are no special privacy concerns for children. However, parental guidance is recommended for financial management.

Changes to This Policy

We may update this Privacy Policy occasionally. Changes will be posted in the app and on our listing page. Continued use of the app after changes constitutes acceptance of the new policy.

Data Deletion

To delete all your data:

  1. Go to Settings > Data Management > Clear All Data, OR
  2. Uninstall the app from your device

Both methods permanently delete all your financial data.

Contact Us

If you have questions about this Privacy Policy:

Email: hastikmangukiya04@gmail.com

Compliance

This app:

  • ✅ Complies with Google Play Store policies
  • ✅ Follows privacy-by-design principles
  • ✅ Operates offline-first with no data collection
  • ✅ Respects user privacy completely

Summary

Money Manager is completely private:

  • No data collection
  • No tracking
  • No cloud storage
  • No third-party access
  • No ads
  • No in-app purchases
  • Complete user control

Your financial data is yours alone and stays on your device.

By using Money Manager, you acknowledge that you have read and understood this Privacy Policy.