Novastack ("we," "our," or "us") operates the Kira-Kira mobile application. We are committed to protecting the privacy of our users in compliance with the Malaysian Personal Data Protection Act (PDPA) 2010 and its 2026 amendments.

1. Data Collection and Usage

Calculated Data: All financial data, including sales, expenses, and profit/loss calculations, is processed locally on your device. We do not upload, store, or have access to your business's financial records.

Personal Data: We do not require you to create an account or provide personal information (such as name or email) to use the core functionality of the app.

Technical Data: We may collect limited, non-identifying technical data (e.g., device model, OS version) via Google Play Services to help us troubleshoot bugs and improve app performance.

2. Permissions

To provide full functionality, the app may request the following:

Storage/Media: To allow you to export your profit/loss reports as PDF or CSV files to your device.

Internet: Only for the purpose of app updates and basic crash reporting via Google Play.

3. Third-Party Services

We use third-party services that may collect information used to identify you:

Google Play Services: Privacy Policy

Expo: Privacy Policy

4. Data Security

We follow industry standards to protect your information. Since your data is stored locally, its security also depends on your device's security settings (e.g., passcodes, biometrics). We recommend using device-level encryption to protect your business data.

5. Your Rights (PDPA 2026)

Under the Malaysian PDPA, you have the right to:

Access and request copies of any data we might hold (though we aim for zero-data collection).

Request the deletion of any data.

Withdraw consent for any non-essential data processing.

6. Children's Privacy

Kira-Kira is intended for business use and does not knowingly collect data from children under the age of 13.

7. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at: Email: admin@freeloancalculator.con.my Location: Shah Alam, Selangor, Malaysia