EMI Calculator

Effective date: April 19, 2026

EMI Calculator & Loan Planner, published by Nagarjun E, respects your privacy. This Privacy Policy explains how the app handles information when you use the app.

1. Information We Collect
EMI Calculator allows users to enter loan details such as loan amount, interest rate, tenure, processing fee, and optional prepayment details. These values are used only to calculate EMI results, repayment summaries, amortization schedules, comparisons, and exports.

The app may also use third-party services such as Google AdMob and Google User Messaging Platform (UMP), which may collect device and usage data, including advertising identifiers, IP address, app interactions, diagnostics, and other data required to serve ads, measure performance, and manage consent.

2. How Information Is Used
We use information to:
- calculate EMI and loan repayment results
- generate amortization schedules
- create PDF and image exports requested by the user
- display ads and manage consent choices through Google services
- improve app stability and performance

3. Data Sharing
We do not sell your personal data. Loan calculation values entered into the app are processed locally on the device by the app for core calculator features.

If ads are shown, Google AdMob and related Google services may process certain device or usage data according to their own policies. Please refer to Google’s Privacy Policy for more details.

4. Data Storage and Retention
Loan values entered by users are primarily used in-app for immediate calculations. Shared images are temporarily created in app cache when the user chooses to share them. PDF exports are saved only when the user requests export.

We do not maintain user accounts in the app.

Any data processed by third-party advertising or consent SDKs is subject to those providers’ retention practices.

5. Your Choices
Where required, the app may show consent options for ads and privacy preferences through Google User Messaging Platform. Users can manage privacy choices from within the app when available.

6. Security
We take reasonable steps to reduce unnecessary data exposure. The app uses Android system sharing and storage mechanisms for exports and uses established third-party SDKs for ads and consent.

7. Children’s Privacy
This app is not directed to children.

8. Changes to This Policy
We may update this Privacy Policy from time to time. Updated versions will be posted at the same policy URL with a revised effective date.

9. Contact Us
Developer: Nagarjun E
App: EMI Calculator & Loan Planner
Contact: acivityreso@gmail.com