1. Introduction

Welcome to CashFlow (“we,” “our,” or “us”). This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our mobile application (“App”). By using the App, you agree to the practices described in this Privacy Policy.

2. Information We Collect

a. Personal Information:

When you register and use the App, we collect personal information, including but not limited to:

• Name

• Phone number

• Payment information (e.g., mobile money and orange money)

b. Usage Information:

We collect information about your interactions with the App, including:

• Wallet balance

• Payment history

• Withdrawal transactions

• Technical data such as device information, IP address, and log data

c. Location Data:

We may collect your location data to provide you with relevant services and ensure secure transactions.

3. How We Use Your Information

We use the information we collect to:

• Provide and improve our services

• Process transactions (adding money to your wallet, making payments, and withdrawals)

• Verify your identity and prevent fraud

• Communicate with you regarding your account and transactions

• Personalize your experience with the App

• Comply with legal obligations

4. How We Share Your Information

We do not sell your personal information. However, we may share your information with:

• Service Providers: We may share your information with third-party service providers who assist us in operating the App and providing our services.

• Legal Compliance: We may disclose your information to comply with legal obligations, enforce our terms and conditions, and protect our rights and the rights of others.

• Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred to the new owner.

5. Data Security

We implement reasonable security measures to protect your personal information. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Your Rights

You have the right to:

• Access and review your personal information

• Correct any inaccuracies in your information

• Request the deletion of your information, subject to legal and contractual obligations

• Opt-out of certain data processing activities

To exercise these rights, please contact us at homoluz2024@gmail.com

7. Children’s Privacy

The App is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected information from a child under 18, we will take steps to delete such information.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on the App. Your continued use of the App after the effective date of the revised Privacy Policy constitutes your acceptance of the changes.

9. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Homoluz

homoluz2024@gmail.com