Effective Date: 2025-09-09
This privacy policy applies to the Budgilo app (“Application”), developed by Clover_Tech (“we”, “us”, or “our”). We are committed to protecting your privacy and being transparent about how the Application works.
Our Data Philosophy: Offline-First and Private
- Budgilo is designed as an offline-first app.
- We do not collect, store, or have access to your financial data (budgets, expenses, categories, wallets).
- Your data is stored locally on your device using secure libraries (Hive).
- You are not required to create an account, and your data is never sent to our servers.
Information Collection and Use
Although we do not access your financial data, the Application uses third-party services that may collect limited information to function:
Meta Audience Network (Advertising):
- Used to keep the app free by displaying ads.
- Meta may collect device identifiers (Google Advertising ID), IP address, app usage data, and other technical details.
- Your financial data is never shared with Meta.
- See Meta’s Privacy Policy: https://www.facebook.com/about/privacy/
Supabase (App Updates):
- Used only to check for mandatory or optional app updates.
- Minimal technical information (IP address, app version) may be transmitted.
- No personal data is collected.
We use Supabase solely to check for app updates to ensure you have the latest version. During these checks, minimal technical data (e.g., IP address) may be transmitted to Supabase, but no personally identifiable information is sent or retrieved.
Application Permissions
The Application may request the following permissions:
- Internet & Access Network State – Check for updates and load ads.
- Post Notifications – Show reminders and alerts (can be managed in settings).
- Vibrate – Allow reminders to vibrate your device.
- Receive Boot Completed – Reschedule reminders after restarting your device.
- Foreground Service & Wake Lock – Ensure reminders are delivered reliably.
- Google Advertising ID (AD_ID) – Used by Meta Audience Network for ads.
No other permissions are requested, and no device information is collected or transmitted.
Opting Out of Personalized Advertising
You can opt out of personalized ads:
- Go to Settings > Google > Ads on your device.
- Enable “Opt out of Ads Personalization” or select “Delete advertising ID.”
Children's Privacy
We do not collect personal information from users of any age, including children under 18. The Application is safe for all users.
Data Retention and User Rights
All data remains on your device and is deleted upon uninstallation unless you manually back it up. You may delete your data at any time by uninstalling the Application.
Security
We use secure libraries (e.g., Hive with encryption) to protect locally stored data. No personal data is transmitted over the internet.
Legal Compliance
We comply with applicable privacy laws, including GDPR and CCPA, by not collecting or processing personal data. The Application meets the privacy requirements of major app stores (e.g., Apple App Store, Google Play).
Changes to This Policy
We may update this policy occasionally. Changes will be posted within the Application or on the app store listing. Continued use of the Application indicates acceptance of the updated policy.
Contact Us
For questions or concerns about this privacy policy, please contact us at clovertec.co@gmail.com.
This privacy policy page was generated by App Privacy Policy Generator