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Privacy Policy – Bill Mitra

Effective Date: July 20, 2026

Privacy Policy

Bill Mitra ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how Bill Mitra collects, uses, stores, and protects your information when you use our mobile application and related services.

By using Bill Mitra, you agree to the collection and use of information in accordance with this Privacy Policy.

1. Information We Collect

Depending on how you use the application, we may collect the following information:

Personal Information

Full Name

Business Name

Email Address

Mobile Number

GST Number (if provided)

Business Address

Business Information

Customer Details

Supplier Details

Product Information

Inventory Data

Billing & Invoice Records

Purchase Records

Sales Records

Expense Records

Payment Information entered by you

Device Information

Device Model

Operating System

App Version

Device Identifier

Crash Reports

Diagnostic Information

Usage Information

Features Used

Login Activity

App Performance Data

Analytics Information

2. Permissions Used

Bill Mitra may request the following permissions depending on the features you use:

Camera (for scanning QR codes or uploading images)

Storage/Photos (to upload invoices, logos, or product images)

Notifications (billing reminders, payment reminders, updates)

Internet Access (for cloud synchronization and online services)

Permissions are requested only when required.

3. How We Use Your Information

We use your information to:

Create and manage your account

Generate GST invoices

Manage inventory

Track purchases and sales

Manage customers and suppliers

Generate reports

Sync data securely

Improve application performance

Provide customer support

Detect fraud and prevent misuse

Comply with applicable laws

4. Data Storage

Your information may be stored securely on our servers or trusted cloud infrastructure.

We use industry-standard security measures to help protect your information from unauthorized access, alteration, disclosure, or destruction.

5. Data Sharing

We do not sell your personal information.

We may share information only:

With trusted service providers who help operate the application

When required by law

To protect our legal rights

During business transfers such as mergers or acquisitions

All third parties are expected to maintain appropriate confidentiality and security measures.

6. Data Security

We implement reasonable administrative, technical, and organizational safeguards to protect your information. However, no method of electronic transmission or storage is completely secure, and we cannot guarantee absolute security.

7. Data Retention

We retain your information for as long as necessary to:

Provide the Services

Meet legal obligations

Resolve disputes

Enforce our agreements

You may request deletion of your account and associated data, subject to any legal or regulatory retention requirements.

8. Your Rights

Depending on applicable law, you may have the right to:

Access your personal information

Correct inaccurate information

Delete your personal information

Request data portability

Withdraw consent where applicable

Object to certain processing activities

To exercise these rights, please contact us using the details below.

9. Children's Privacy

Bill Mitra is not intended for children under the age of 13. We do not knowingly collect personal information from children. If we become aware that such information has been collected, we will take reasonable steps to delete it.

10. Third-Party Services

Bill Mitra may use trusted third-party services such as:

Authentication providers

Cloud hosting providers

Analytics services

Crash reporting services

Payment gateways (where applicable)

These services operate under their own privacy policies.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted within the application or on our website with the updated effective date.

Continued use of the application after changes become effective constitutes acceptance of the revised Privacy Policy.

12. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us:

Email: contact@cyphermatrix.io

We will make reasonable efforts to respond to your inquiries promptly.